For beneficiaries enrolled in Medicare Part B
Choose the plan that's right for you
- See the doctor you want
- Value-added discounts
- Control of your care
- Savings and peace of mind
Medicare only covers a portion of your medical costs. Blue Cross and Blue
Shield of North Carolina® offers dependable
Medicare supplemental plans for people age 65 and older, so you can stop worrying
about the costs that Medicare doesn’t cover. BCBSNC offers nine Blue
Medicare SupplementSM plans so you can choose one
that best fits your needs and your budget.
- Wide selection of plans
- Protection against unexpected events
A local company you can trust
- BCBSNC is North Carolina’s largest Medicare supplemental insurer1,
is the only Medicare supplemental insurer based right here in North Carolina,
and has more than 70 years of experience in the health care industry.
North Carolina’s largest Medicare supplemental insurer
- Coverage from the #1 health care brand in America2
See the doctor YOU want
Whichever Blue Medicare SupplementSM plan you choose,
you can select your own doctor and visit any Medicare-participating hospital.
In most cases, your Part A and Part B Medicare claims and supplemental claims
will be handled automatically by Blue Cross and Blue Shield of North Carolina®.
It’s that easy.
- Choice of doctors
- Easy to use, no claims to file
Value-added discounts
In addition, you’ll have access to Blue ValuesSM, the BCBSNC family
of value-added programs3 at no extra cost. You’ll
be eligible for discounts of up to 60% on health related products and services,
such as eyeglasses, hearing aids, and more. You can also earn prizes for being
physically active.
- Discounts on eyeglasses, hearing aids and more!
- Exclusive to BCBSNC members
Incentives for early enrollment
Lock in your entry age
There are huge advantages to enrolling in Blue Medicare SupplementSM coverage
within the first six months of enrolling in Medicare Part B. When you enroll,
you lock in your entry age forever. Rate adjustments will be made only due
to medical inflation or claims experience.4 So,
if you enroll when you’re 65, you’ll always pay the rate of a 65-year
old, even when you’re 80!
• Lock in your entry age
• Predictable costs
No waiting periods
If you enroll early you may be eligible for this plan without medical underwriting
and waiting periods for pre-existing conditions. Pre-existing conditions are
conditions for which medical advice was given or treatment was recommended
by or received from a physician within six months before the effective date
of coverage. If you wait until after the deadline to enroll, you may have a
waiting period for pre-existing conditions.
- No medical underwriting
- No waiting periods for pre-existing conditions
Guaranteed acceptance by enrolling early
You cannot be turned down for Blue Medicare SupplementSM with
BCBSNC if you meet all of the following:
- You are age 65 or older or under age 65 and are eligible for Medicare by
reason of disability
(Plans A, C, and J)
- You enroll within 6 months of enrolling in Medicare Part B
- You are not covered by certain Medicaid programs
- You are a resident of North Carolina
U4093, 8/07
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