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Blue Advantage

The Most Popular Individual Health Plan in North Carolina1

  • 3 Plans and Multiple Deductibles to Fit Your Budget
  • Specialist and Preventative Care Benefits
  • Extensive Prescription Coverage with Copayments

With Blue Advantage, members have access to many of the best doctors, hospitals and specialists in North Carolina. Our provider networks are large and member copayments and coinsurance are predictable.2 Members visit in-network providers, show their Blue Cross and Blue Shield of North Carolina (BCBSNC) ID card and pay their copayment. The doctor handles the administrative details and files the claims. There’s no messy paperwork. It’s that easy.  
 
Blue Advantage members can also go directly to in-network specialists without a referral and have the freedom to go outside the network for most services.3 The only difference is the out-of-pocket cost.

Blue Advantage Rate Tables  
Blue Advantage Plan Benefits

12005 BCBSNC Internal Data 2Some services and supplies received by members in an office setting or in connection with an office visit are in fact outpatient hospital-based services provided by hospital-owned or operated practices. These services and supplies may be subject to your deductible and coinsurance. 3Referrals may be needed for certain mental health and substance abuse services.

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Osborne Insurance Services, Inc. is an independent authorized producer/agency licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina (BCBSNC). The content contained in this site is maintained by Osborne Insurance Services, Inc. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. ® Registered mark of the Blue Cross and Blue Shield Association. SMService mark of the Blue Cross and Blue Shield Association.